|
長(zhǎng)沙翻譯公司關(guān)鍵字：promise that will not happen on their own risk. So members can effectively help others avoid their own risk. And this pattern is called "double effect" refers to the person receiving the credit agreement, the choice to become a member does not just mean that incentives also include constraints. Once members choose to participate, the same procedures to apply for and accept the relevant departments to manage the formation of the corresponding contract binding mechanism, if the breach of trust (no obligation) are no longer enjoy the protection against risk.
2.3 Management mechanism. Management system is divided into organizational and system linkage mechanism in two aspects. Organization and management system can be divided into affiliate management with pre-deposit. Affiliate program will help scrape together parts into a whole, so that some force is not small units, small groups and individual investors can get the appropriate support, the specific group of users can be modeled on the telecommunications company's approach. Why do we need pre-deposit management, note the following aspects: First, to ensure full payment of each payment, to prevent the possible breach of credit or other reasons caused by the impact; Second, it helps to simplify management, reduce system cost, improve management efficiency. When required by the bank account in advance from the insured person paid directly to reduce the intermediate links. Again, the banks can be used as payment records queries and management of relevant documents, to strengthen the openness of information. Also, from a conservation point of view, as do the business of banking is also advantageous to have (an increase of savings income), it is commissioned by the bank management at no additional cost at risk. But from another point of view, stored the downside, although the individual has the right to choose and the right to participate, but it is still to some extent, reduce the participation of individuals, there is no direct donations from more psychologically so strong, so its collective education The role seems a bit weak. Finally, the system linkage mechanism to build good or bad, whether the relationship between the effective operation of the entire system. It includes those risks occur, alliance members, the Union participating units, government departments (which can still present health care departments) and five of the main bank, and information related to credit management and delivery two areas. The whole process started by the risk to occur of the government management department, the bank specifically allocated by the participating units to assist the government full control, so that information open and transparent. For example, the management staff of dishonesty in the handling of their making, should once again to confirm, or immediate family members to obtain their own autograph, bank deposits and payment records for review, dealt with the results should be recorded in the credit files and bad staff time be published on the dedicated website. The construction of the mechanism of information transfer within the system should be a file transfer, network information platform, the risk of occurrence of those individuals and units of stress mechanisms, information transmission security mechanism (in notice, the bank review, and then notify the guarantor, final confirmation) and so on. Also worth note is that even established an alliance of mutual assistance in the medical model of membership, or a specific unit within the organization further aid risk prevention mechanism can work in parallel, which is more conducive to collective play within the unit, through interpersonal ties to enhance the interests of organizational cohesion.
|